Payouts and Payments

Request a payout when eligible. We review for rule compliance, then process payment.

You keep 80 percent of profits.

As fast as 12 hours. Payouts can be paid within 12 hours of your request, and your payouts page shows your own time and the fastest track open to you.

Only payouts you request and receive are paid to you.

The withdrawal comes out of your trading account when the payout is actually paid, at the same moment the money is sent. A request that is still pending, or approved but not yet sent, has not been deducted. Your payout cycle restarts at the same time, measured from the moment you submitted that request, so the days while it was under review belong to your new cycle.

When a payout is paid your cycle restarts from the moment you submitted that request, so the new cycle already contains any days you traded while it was under review. The qualifying winning day count resets to zero at the same moment, so the new cycle has to build 8 qualifying winning days of its own before you can request again. Trade the new cycle first.

A payout needs 8 qualifying winning days in the current payout cycle, and they do not have to be consecutive. A qualifying winning day is a trading day you finish with realized profit of at least $100 on a 25K account, $150 on a 50K, and $200 on a 100K, and the amount is the same on Growth and Express at the same account size. The count resets to zero each time a payout is paid, so every cycle builds its own 8 days.

No. The 8 qualifying winning days do not have to be consecutive, back to back, or in a row. Any 8 qualifying days inside the payout cycle count, in any order and spread over as many weeks as you need. A losing day, a flat day, a day under the qualifying amount, or a day you do not trade at all does not reset your count or break a streak, because there is no streak: the days simply add up until you reach 8.

A trading day you finish with realized profit of at least $100 on a 25K account, $150 on a 50K, and $200 on a 100K. A day that finishes flat, finishes down, or finishes up by less than that amount does not count toward the 8, but it does not undo the qualifying days you already have either, since the 8 days are cumulative and never need to be consecutive. Only realized profit counts, so an open position sitting in profit at the close does not make the day qualify. The floors are per account size, not per plan: a 50K Growth account and a 50K Express account use the same number.

Every funded account has a flat $129 activation fee, charged before it goes live and fully refunded on your first payout. It also applies to accounts won in giveaways or started with promo codes. See the Rules page.

Funded activation: a flat $129 for every account size. Charged before your funded account is activated (to your card on file or crypto balance), then fully refunded on your first payout. If an account never reaches a payout, the fee is not refunded. The fee applies to every funded account, including evaluations won in giveaways or unlocked with promo codes.

Some phases have payout minimums and payout caps. See the Rules page for current limits.

Caps scale across the first four payouts. Growth $100K: 1st $2,000, 2nd $3,000, 3rd $4,000, 4th $6,000. Growth $50K: 1st $1,000, 2nd $1,500, 3rd $2,000, 4th $3,000. Growth $25K: 1st $1,000, 2nd $1,500, 3rd $2,000, 4th $3,000. Express $100K: 1st $2,000, 2nd $3,000, 3rd $4,000, 4th $10,000. Express $50K: 1st $1,000, 2nd $1,500, 3rd $2,000, 4th $5,000. Express $25K: 1st $1,000, 2nd $1,000, 3rd $1,500, 4th $2,500.

Growth and Express: $2,000 (100K), $1,000 (50K), $500 (25K).

Once you receive your first payout, your balance at request time must be at least $1 above the balance you last requested a payout at, less any amount your payout cap prevented you from taking, up to the size of that payout. Example: if you requested payout one at a balance of $52,000 and your payout cap did not limit it, your balance at your next payout request must be at $52,001 or higher.

Rule violations, missing KYC or tax info, or payout details that do not match can delay or reject a payout.

Yes. Payouts can be held for compliance, KYC, tax verification, or payment risk review.

Approved payouts typically clear within a few business days, sometimes faster. If it has been longer, contact support with your payout ID and approval date. Bank or wallet delays are common at month-end.

Yes. You are paid by ACH or wire transfer (international wire for traders outside the US), sent from our Mercury account. Your receiving details are set up through the secure email Mercury sends you after a payout is approved, not on your dashboard, so update them there before your next request. Changes to a payout that is already being processed are not supported.

Payouts can be held until your details are reconciled. The name on your receiving account must match the name on your verified ID. Update your details through the secure Mercury payout email, then contact support so the hold can be reviewed.

Yes. Payouts are based on account state, not your location. Some banking corridors may delay clearing; verify your destination bank supports inbound transfers.

You can ask for a review by replying to the rejection email. We re-check the rule against the account log; if the rule did fire, the rejection stands.